LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,640
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,966
−HK$1,347/mo
Today · 4.125%
HK$45,313
baseline
▲ 0.50% · 4.625%
HK$48,071
+HK$2,758/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,626/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,436
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,708
−HK$1,291/mo
Today · 4.125%
HK$49,999
baseline
▲ 0.50% · 4.625%
HK$52,634
+HK$2,635/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$99,998/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,167
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,759
−HK$1,617/mo
Today · 4.125%
HK$54,376
baseline
▲ 0.50% · 4.625%
HK$57,685
+HK$3,309/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$108,752/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,923
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,450
−HK$1,549/mo
Today · 4.125%
HK$59,999
baseline
▲ 0.50% · 4.625%
HK$63,161
+HK$3,162/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$119,998/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,695
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,552
−HK$1,887/mo
Today · 4.125%
HK$63,439
baseline
▲ 0.50% · 4.625%
HK$67,299
+HK$3,860/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$126,878/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,410
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,192
−HK$1,806/mo
Today · 4.125%
HK$69,998
baseline
▲ 0.50% · 4.625%
HK$73,688
+HK$3,690/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$139,996/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,751
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$79,139
−HK$2,425/mo
Today · 4.125%
HK$81,564
baseline
▲ 0.50% · 4.625%
HK$86,527
+HK$4,963/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$163,128/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,385
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$87,675
−HK$2,323/mo
Today · 4.125%
HK$89,998
baseline
▲ 0.50% · 4.625%
HK$94,742
+HK$4,744/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$179,996/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,229 · Scale 2, in force from 26 Feb 2026)