LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,640
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,966
−HK$1,348/mo
Today · 4.125%
HK$45,314
baseline
▲ 0.50% · 4.625%
HK$48,071
+HK$2,757/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,628/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,437
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,709
−HK$1,290/mo
Today · 4.125%
HK$49,999
baseline
▲ 0.50% · 4.625%
HK$52,635
+HK$2,636/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$99,998/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,168
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,760
−HK$1,617/mo
Today · 4.125%
HK$54,377
baseline
▲ 0.50% · 4.625%
HK$57,685
+HK$3,308/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$108,754/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,924
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,451
−HK$1,548/mo
Today · 4.125%
HK$59,999
baseline
▲ 0.50% · 4.625%
HK$63,162
+HK$3,163/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$119,998/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,696
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$61,553
−HK$1,886/mo
Today · 4.125%
HK$63,439
baseline
▲ 0.50% · 4.625%
HK$67,300
+HK$3,861/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$126,878/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,411
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,192
−HK$1,807/mo
Today · 4.125%
HK$69,999
baseline
▲ 0.50% · 4.625%
HK$73,689
+HK$3,690/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$139,998/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,752
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$79,139
−HK$2,426/mo
Today · 4.125%
HK$81,565
baseline
▲ 0.50% · 4.625%
HK$86,528
+HK$4,963/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$163,130/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,386
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$87,676
−HK$2,323/mo
Today · 4.125%
HK$89,999
baseline
▲ 0.50% · 4.625%
HK$94,743
+HK$4,744/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$179,998/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,237 · Scale 2, in force from 26 Feb 2026)