LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,641
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,967
−HK$1,348/mo
Today · 4.125%
HK$45,315
baseline
▲ 0.50% · 4.625%
HK$48,072
+HK$2,757/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,630/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,438
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,710
−HK$1,290/mo
Today · 4.125%
HK$50,000
baseline
▲ 0.50% · 4.625%
HK$52,636
+HK$2,636/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$100,000/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,169
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,761
−HK$1,617/mo
Today · 4.125%
HK$54,378
baseline
▲ 0.50% · 4.625%
HK$57,687
+HK$3,309/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$108,756/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,925
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,452
−HK$1,549/mo
Today · 4.125%
HK$60,001
baseline
▲ 0.50% · 4.625%
HK$63,163
+HK$3,162/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$120,002/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,697
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,554
−HK$1,887/mo
Today · 4.125%
HK$63,441
baseline
▲ 0.50% · 4.625%
HK$67,301
+HK$3,860/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$126,882/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,413
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,194
−HK$1,807/mo
Today · 4.125%
HK$70,001
baseline
▲ 0.50% · 4.625%
HK$73,690
+HK$3,689/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$140,002/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,754
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$79,141
−HK$2,426/mo
Today · 4.125%
HK$81,567
baseline
▲ 0.50% · 4.625%
HK$86,530
+HK$4,963/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$163,134/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,388
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$87,678
−HK$2,323/mo
Today · 4.125%
HK$90,001
baseline
▲ 0.50% · 4.625%
HK$94,745
+HK$4,744/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$180,002/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,252 · Scale 2, in force from 26 Feb 2026)