LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,642
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,968
−HK$1,348/mo
Today · 4.125%
HK$45,316
baseline
▲ 0.50% · 4.625%
HK$48,073
+HK$2,757/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,632/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,439
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,711
−HK$1,291/mo
Today · 4.125%
HK$50,002
baseline
▲ 0.50% · 4.625%
HK$52,637
+HK$2,635/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$100,004/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,170
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,762
−HK$1,617/mo
Today · 4.125%
HK$54,379
baseline
▲ 0.50% · 4.625%
HK$57,688
+HK$3,309/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$108,758/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,927
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,453
−HK$1,549/mo
Today · 4.125%
HK$60,002
baseline
▲ 0.50% · 4.625%
HK$63,165
+HK$3,163/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$120,004/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,699
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,556
−HK$1,887/mo
Today · 4.125%
HK$63,443
baseline
▲ 0.50% · 4.625%
HK$67,303
+HK$3,860/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$126,886/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,414
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$68,196
−HK$1,807/mo
Today · 4.125%
HK$70,003
baseline
▲ 0.50% · 4.625%
HK$73,692
+HK$3,689/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$140,006/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,756
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$79,143
−HK$2,426/mo
Today · 4.125%
HK$81,569
baseline
▲ 0.50% · 4.625%
HK$86,532
+HK$4,963/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$163,138/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,390
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$87,680
−HK$2,323/mo
Today · 4.125%
HK$90,003
baseline
▲ 0.50% · 4.625%
HK$94,747
+HK$4,744/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$180,006/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,271 · Scale 2, in force from 26 Feb 2026)