LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,643
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,969
−HK$1,348/mo
Today · 4.125%
HK$45,317
baseline
▲ 0.50% · 4.625%
HK$48,074
+HK$2,757/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,634/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,439
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,712
−HK$1,290/mo
Today · 4.125%
HK$50,002
baseline
▲ 0.50% · 4.625%
HK$52,638
+HK$2,636/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$100,004/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,171
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,763
−HK$1,617/mo
Today · 4.125%
HK$54,380
baseline
▲ 0.50% · 4.625%
HK$57,689
+HK$3,309/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$108,760/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,927
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,454
−HK$1,549/mo
Today · 4.125%
HK$60,003
baseline
▲ 0.50% · 4.625%
HK$63,166
+HK$3,163/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$120,006/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,700
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$61,557
−HK$1,886/mo
Today · 4.125%
HK$63,443
baseline
▲ 0.50% · 4.625%
HK$67,304
+HK$3,861/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$126,886/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,415
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,196
−HK$1,807/mo
Today · 4.125%
HK$70,003
baseline
▲ 0.50% · 4.625%
HK$73,693
+HK$3,690/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$140,006/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,757
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$79,144
−HK$2,426/mo
Today · 4.125%
HK$81,570
baseline
▲ 0.50% · 4.625%
HK$86,533
+HK$4,963/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$163,140/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,391
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$87,681
−HK$2,323/mo
Today · 4.125%
HK$90,004
baseline
▲ 0.50% · 4.625%
HK$94,749
+HK$4,745/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$180,008/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,280 · Scale 2, in force from 26 Feb 2026)