LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,646
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,973
−HK$1,348/mo
Today · 4.125%
HK$45,321
baseline
▲ 0.50% · 4.625%
HK$48,078
+HK$2,757/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,642/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,444
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,716
−HK$1,291/mo
Today · 4.125%
HK$50,007
baseline
▲ 0.50% · 4.625%
HK$52,643
+HK$2,636/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$100,014/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,175
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,767
−HK$1,618/mo
Today · 4.125%
HK$54,385
baseline
▲ 0.50% · 4.625%
HK$57,694
+HK$3,309/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$108,770/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,932
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,459
−HK$1,549/mo
Today · 4.125%
HK$60,008
baseline
▲ 0.50% · 4.625%
HK$63,171
+HK$3,163/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$120,016/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,705
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,562
−HK$1,887/mo
Today · 4.125%
HK$63,449
baseline
▲ 0.50% · 4.625%
HK$67,309
+HK$3,860/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$126,898/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,421
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,202
−HK$1,807/mo
Today · 4.125%
HK$70,009
baseline
▲ 0.50% · 4.625%
HK$73,700
+HK$3,691/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$140,018/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,763
−HK$4,814/mo
▼ 0.25% · 3.875%
HK$79,151
−HK$2,426/mo
Today · 4.125%
HK$81,577
baseline
▲ 0.50% · 4.625%
HK$86,541
+HK$4,964/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$163,154/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,398
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$87,689
−HK$2,323/mo
Today · 4.125%
HK$90,012
baseline
▲ 0.50% · 4.625%
HK$94,757
+HK$4,745/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$180,024/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,340 · Scale 2, in force from 26 Feb 2026)