LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,649
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,975
−HK$1,348/mo
Today · 4.125%
HK$45,323
baseline
▲ 0.50% · 4.625%
HK$48,081
+HK$2,758/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,646/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,446
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,719
−HK$1,291/mo
Today · 4.125%
HK$50,010
baseline
▲ 0.50% · 4.625%
HK$52,646
+HK$2,636/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$100,020/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,178
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,770
−HK$1,618/mo
Today · 4.125%
HK$54,388
baseline
▲ 0.50% · 4.625%
HK$57,697
+HK$3,309/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$108,776/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,935
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,462
−HK$1,550/mo
Today · 4.125%
HK$60,012
baseline
▲ 0.50% · 4.625%
HK$63,175
+HK$3,163/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$120,024/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,708
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,565
−HK$1,887/mo
Today · 4.125%
HK$63,452
baseline
▲ 0.50% · 4.625%
HK$67,313
+HK$3,861/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$126,904/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,425
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,206
−HK$1,807/mo
Today · 4.125%
HK$70,013
baseline
▲ 0.50% · 4.625%
HK$73,704
+HK$3,691/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$140,026/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,768
−HK$4,814/mo
▼ 0.25% · 3.875%
HK$79,156
−HK$2,426/mo
Today · 4.125%
HK$81,582
baseline
▲ 0.50% · 4.625%
HK$86,546
+HK$4,964/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$163,164/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,403
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$87,694
−HK$2,323/mo
Today · 4.125%
HK$90,017
baseline
▲ 0.50% · 4.625%
HK$94,762
+HK$4,745/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$180,034/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,380 · Scale 2, in force from 26 Feb 2026)