LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,650
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,977
−HK$1,347/mo
Today · 4.125%
HK$45,324
baseline
▲ 0.50% · 4.625%
HK$48,082
+HK$2,758/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,648/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,448
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,720
−HK$1,291/mo
Today · 4.125%
HK$50,011
baseline
▲ 0.50% · 4.625%
HK$52,647
+HK$2,636/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$100,022/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,180
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,772
−HK$1,617/mo
Today · 4.125%
HK$54,389
baseline
▲ 0.50% · 4.625%
HK$57,699
+HK$3,310/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$108,778/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,937
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,464
−HK$1,549/mo
Today · 4.125%
HK$60,013
baseline
▲ 0.50% · 4.625%
HK$63,177
+HK$3,164/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$120,026/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,710
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,567
−HK$1,887/mo
Today · 4.125%
HK$63,454
baseline
▲ 0.50% · 4.625%
HK$67,315
+HK$3,861/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$126,908/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,427
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,208
−HK$1,807/mo
Today · 4.125%
HK$70,015
baseline
▲ 0.50% · 4.625%
HK$73,706
+HK$3,691/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$140,030/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,770
−HK$4,814/mo
▼ 0.25% · 3.875%
HK$79,158
−HK$2,426/mo
Today · 4.125%
HK$81,584
baseline
▲ 0.50% · 4.625%
HK$86,548
+HK$4,964/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$163,168/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,406
−HK$4,614/mo
▼ 0.25% · 3.875%
HK$87,696
−HK$2,324/mo
Today · 4.125%
HK$90,020
baseline
▲ 0.50% · 4.625%
HK$94,765
+HK$4,745/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$180,040/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,401 · Scale 2, in force from 26 Feb 2026)