LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,654
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,981
−HK$1,348/mo
Today · 4.125%
HK$45,329
baseline
▲ 0.50% · 4.625%
HK$48,087
+HK$2,758/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,658/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,452
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,724
−HK$1,292/mo
Today · 4.125%
HK$50,016
baseline
▲ 0.50% · 4.625%
HK$52,652
+HK$2,636/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$100,032/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,184
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,777
−HK$1,617/mo
Today · 4.125%
HK$54,394
baseline
▲ 0.50% · 4.625%
HK$57,704
+HK$3,310/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$108,788/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,942
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,469
−HK$1,550/mo
Today · 4.125%
HK$60,019
baseline
▲ 0.50% · 4.625%
HK$63,182
+HK$3,163/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$120,038/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,715
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$61,573
−HK$1,887/mo
Today · 4.125%
HK$63,460
baseline
▲ 0.50% · 4.625%
HK$67,321
+HK$3,861/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$126,920/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,433
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$68,214
−HK$1,808/mo
Today · 4.125%
HK$70,022
baseline
▲ 0.50% · 4.625%
HK$73,713
+HK$3,691/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$140,044/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,777
−HK$4,814/mo
▼ 0.25% · 3.875%
HK$79,165
−HK$2,426/mo
Today · 4.125%
HK$81,591
baseline
▲ 0.50% · 4.625%
HK$86,556
+HK$4,965/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$163,182/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,413
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$87,704
−HK$2,324/mo
Today · 4.125%
HK$90,028
baseline
▲ 0.50% · 4.625%
HK$94,773
+HK$4,745/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$180,056/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,463 · Scale 2, in force from 26 Feb 2026)