LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,656
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,982
−HK$1,349/mo
Today · 4.125%
HK$45,331
baseline
▲ 0.50% · 4.625%
HK$48,089
+HK$2,758/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,662/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,454
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,727
−HK$1,291/mo
Today · 4.125%
HK$50,018
baseline
▲ 0.50% · 4.625%
HK$52,654
+HK$2,636/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$100,036/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,187
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,779
−HK$1,618/mo
Today · 4.125%
HK$54,397
baseline
▲ 0.50% · 4.625%
HK$57,707
+HK$3,310/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$108,794/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,945
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,472
−HK$1,549/mo
Today · 4.125%
HK$60,021
baseline
▲ 0.50% · 4.625%
HK$63,185
+HK$3,164/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$120,042/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,718
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$61,575
−HK$1,888/mo
Today · 4.125%
HK$63,463
baseline
▲ 0.50% · 4.625%
HK$67,324
+HK$3,861/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$126,926/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,436
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$68,217
−HK$1,808/mo
Today · 4.125%
HK$70,025
baseline
▲ 0.50% · 4.625%
HK$73,716
+HK$3,691/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$140,050/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,780
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$79,168
−HK$2,427/mo
Today · 4.125%
HK$81,595
baseline
▲ 0.50% · 4.625%
HK$86,560
+HK$4,965/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$163,190/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,417
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$87,708
−HK$2,324/mo
Today · 4.125%
HK$90,032
baseline
▲ 0.50% · 4.625%
HK$94,778
+HK$4,746/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$180,064/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,495 · Scale 2, in force from 26 Feb 2026)