LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,657
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,984
−HK$1,348/mo
Today · 4.125%
HK$45,332
baseline
▲ 0.50% · 4.625%
HK$48,090
+HK$2,758/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,664/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,455
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,728
−HK$1,291/mo
Today · 4.125%
HK$50,019
baseline
▲ 0.50% · 4.625%
HK$52,656
+HK$2,637/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$100,038/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,188
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,780
−HK$1,618/mo
Today · 4.125%
HK$54,398
baseline
▲ 0.50% · 4.625%
HK$57,708
+HK$3,310/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$108,796/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,946
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,474
−HK$1,549/mo
Today · 4.125%
HK$60,023
baseline
▲ 0.50% · 4.625%
HK$63,187
+HK$3,164/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$120,046/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,720
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,577
−HK$1,887/mo
Today · 4.125%
HK$63,464
baseline
▲ 0.50% · 4.625%
HK$67,326
+HK$3,862/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$126,928/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,437
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,219
−HK$1,808/mo
Today · 4.125%
HK$70,027
baseline
▲ 0.50% · 4.625%
HK$73,718
+HK$3,691/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$140,054/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,782
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$79,171
−HK$2,426/mo
Today · 4.125%
HK$81,597
baseline
▲ 0.50% · 4.625%
HK$86,562
+HK$4,965/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$163,194/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,419
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$87,710
−HK$2,324/mo
Today · 4.125%
HK$90,034
baseline
▲ 0.50% · 4.625%
HK$94,780
+HK$4,746/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$180,068/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,514 · Scale 2, in force from 26 Feb 2026)