LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,657
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,984
−HK$1,348/mo
Today · 4.125%
HK$45,332
baseline
▲ 0.50% · 4.625%
HK$48,091
+HK$2,759/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,664/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,456
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,729
−HK$1,291/mo
Today · 4.125%
HK$50,020
baseline
▲ 0.50% · 4.625%
HK$52,656
+HK$2,636/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$100,040/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,189
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,781
−HK$1,618/mo
Today · 4.125%
HK$54,399
baseline
▲ 0.50% · 4.625%
HK$57,709
+HK$3,310/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$108,798/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,947
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,474
−HK$1,550/mo
Today · 4.125%
HK$60,024
baseline
▲ 0.50% · 4.625%
HK$63,188
+HK$3,164/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$120,048/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,720
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$61,578
−HK$1,887/mo
Today · 4.125%
HK$63,465
baseline
▲ 0.50% · 4.625%
HK$67,327
+HK$3,862/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$126,930/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,438
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,220
−HK$1,808/mo
Today · 4.125%
HK$70,028
baseline
▲ 0.50% · 4.625%
HK$73,719
+HK$3,691/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$140,056/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,783
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$79,172
−HK$2,426/mo
Today · 4.125%
HK$81,598
baseline
▲ 0.50% · 4.625%
HK$86,563
+HK$4,965/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$163,196/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,420
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$87,711
−HK$2,324/mo
Today · 4.125%
HK$90,035
baseline
▲ 0.50% · 4.625%
HK$94,781
+HK$4,746/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$180,070/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,522 · Scale 2, in force from 26 Feb 2026)