LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,660
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,987
−HK$1,348/mo
Today · 4.125%
HK$45,335
baseline
▲ 0.50% · 4.625%
HK$48,094
+HK$2,759/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,670/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,459
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,732
−HK$1,291/mo
Today · 4.125%
HK$50,023
baseline
▲ 0.50% · 4.625%
HK$52,660
+HK$2,637/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$100,046/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,192
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,784
−HK$1,618/mo
Today · 4.125%
HK$54,402
baseline
▲ 0.50% · 4.625%
HK$57,712
+HK$3,310/mo
Deposit HK$7.48M · loan HK$11.23M · min. income ≈ HK$108,804/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,951
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,478
−HK$1,549/mo
Today · 4.125%
HK$60,027
baseline
▲ 0.50% · 4.625%
HK$63,192
+HK$3,165/mo
Deposit HK$7.48M · loan HK$11.23M · min. income ≈ HK$120,054/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,724
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$61,582
−HK$1,887/mo
Today · 4.125%
HK$63,469
baseline
▲ 0.50% · 4.625%
HK$67,331
+HK$3,862/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$126,938/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,442
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,224
−HK$1,808/mo
Today · 4.125%
HK$70,032
baseline
▲ 0.50% · 4.625%
HK$73,724
+HK$3,692/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$140,064/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,788
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$79,177
−HK$2,426/mo
Today · 4.125%
HK$81,603
baseline
▲ 0.50% · 4.625%
HK$86,569
+HK$4,966/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$163,206/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,426
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$87,717
−HK$2,324/mo
Today · 4.125%
HK$90,041
baseline
▲ 0.50% · 4.625%
HK$94,787
+HK$4,746/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$180,082/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,567 · Scale 2, in force from 26 Feb 2026)