LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,661
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,988
−HK$1,348/mo
Today · 4.125%
HK$45,336
baseline
▲ 0.50% · 4.625%
HK$48,095
+HK$2,759/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,672/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,460
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,732
−HK$1,292/mo
Today · 4.125%
HK$50,024
baseline
▲ 0.50% · 4.625%
HK$52,661
+HK$2,637/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$100,048/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,193
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,785
−HK$1,618/mo
Today · 4.125%
HK$54,403
baseline
▲ 0.50% · 4.625%
HK$57,713
+HK$3,310/mo
Deposit HK$7.48M · loan HK$11.23M · min. income ≈ HK$108,806/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,952
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,479
−HK$1,549/mo
Today · 4.125%
HK$60,028
baseline
▲ 0.50% · 4.625%
HK$63,193
+HK$3,165/mo
Deposit HK$7.48M · loan HK$11.23M · min. income ≈ HK$120,056/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,725
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$61,583
−HK$1,887/mo
Today · 4.125%
HK$63,470
baseline
▲ 0.50% · 4.625%
HK$67,332
+HK$3,862/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$126,940/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,443
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,225
−HK$1,808/mo
Today · 4.125%
HK$70,033
baseline
▲ 0.50% · 4.625%
HK$73,725
+HK$3,692/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$140,066/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,789
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$79,178
−HK$2,427/mo
Today · 4.125%
HK$81,605
baseline
▲ 0.50% · 4.625%
HK$86,570
+HK$4,965/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$163,210/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,427
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$87,718
−HK$2,325/mo
Today · 4.125%
HK$90,043
baseline
▲ 0.50% · 4.625%
HK$94,789
+HK$4,746/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$180,086/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,578 · Scale 2, in force from 26 Feb 2026)