LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,661
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,988
−HK$1,348/mo
Today · 4.125%
HK$45,336
baseline
▲ 0.50% · 4.625%
HK$48,095
+HK$2,759/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,672/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,460
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,733
−HK$1,291/mo
Today · 4.125%
HK$50,024
baseline
▲ 0.50% · 4.625%
HK$52,661
+HK$2,637/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$100,048/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,193
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,786
−HK$1,617/mo
Today · 4.125%
HK$54,403
baseline
▲ 0.50% · 4.625%
HK$57,714
+HK$3,311/mo
Deposit HK$7.48M · loan HK$11.23M · min. income ≈ HK$108,806/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,952
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,479
−HK$1,550/mo
Today · 4.125%
HK$60,029
baseline
▲ 0.50% · 4.625%
HK$63,193
+HK$3,164/mo
Deposit HK$7.48M · loan HK$11.23M · min. income ≈ HK$120,058/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,725
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,583
−HK$1,888/mo
Today · 4.125%
HK$63,471
baseline
▲ 0.50% · 4.625%
HK$67,333
+HK$3,862/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$126,942/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,444
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,226
−HK$1,808/mo
Today · 4.125%
HK$70,034
baseline
▲ 0.50% · 4.625%
HK$73,725
+HK$3,691/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$140,068/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,790
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$79,178
−HK$2,427/mo
Today · 4.125%
HK$81,605
baseline
▲ 0.50% · 4.625%
HK$86,571
+HK$4,966/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$163,210/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,428
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$87,719
−HK$2,324/mo
Today · 4.125%
HK$90,043
baseline
▲ 0.50% · 4.625%
HK$94,790
+HK$4,747/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$180,086/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,583 · Scale 2, in force from 26 Feb 2026)