LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,662
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,989
−HK$1,348/mo
Today · 4.125%
HK$45,337
baseline
▲ 0.50% · 4.625%
HK$48,096
+HK$2,759/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,674/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,461
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,734
−HK$1,291/mo
Today · 4.125%
HK$50,025
baseline
▲ 0.50% · 4.625%
HK$52,662
+HK$2,637/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$100,050/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,194
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,787
−HK$1,617/mo
Today · 4.125%
HK$54,404
baseline
▲ 0.50% · 4.625%
HK$57,715
+HK$3,311/mo
Deposit HK$7.48M · loan HK$11.23M · min. income ≈ HK$108,808/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,953
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,480
−HK$1,550/mo
Today · 4.125%
HK$60,030
baseline
▲ 0.50% · 4.625%
HK$63,194
+HK$3,164/mo
Deposit HK$7.48M · loan HK$11.23M · min. income ≈ HK$120,060/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,727
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$61,584
−HK$1,888/mo
Today · 4.125%
HK$63,472
baseline
▲ 0.50% · 4.625%
HK$67,334
+HK$3,862/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$126,944/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,445
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,227
−HK$1,808/mo
Today · 4.125%
HK$70,035
baseline
▲ 0.50% · 4.625%
HK$73,727
+HK$3,692/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$140,070/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,791
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$79,180
−HK$2,427/mo
Today · 4.125%
HK$81,607
baseline
▲ 0.50% · 4.625%
HK$86,572
+HK$4,965/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$163,214/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,429
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$87,721
−HK$2,324/mo
Today · 4.125%
HK$90,045
baseline
▲ 0.50% · 4.625%
HK$94,791
+HK$4,746/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$180,090/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,596 · Scale 2, in force from 26 Feb 2026)