LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,663
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,990
−HK$1,348/mo
Today · 4.125%
HK$45,338
baseline
▲ 0.50% · 4.625%
HK$48,097
+HK$2,759/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,676/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,462
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,735
−HK$1,291/mo
Today · 4.125%
HK$50,026
baseline
▲ 0.50% · 4.625%
HK$52,663
+HK$2,637/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$100,052/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,195
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,788
−HK$1,618/mo
Today · 4.125%
HK$54,406
baseline
▲ 0.50% · 4.625%
HK$57,716
+HK$3,310/mo
Deposit HK$7.48M · loan HK$11.23M · min. income ≈ HK$108,812/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,954
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,482
−HK$1,549/mo
Today · 4.125%
HK$60,031
baseline
▲ 0.50% · 4.625%
HK$63,196
+HK$3,165/mo
Deposit HK$7.48M · loan HK$11.23M · min. income ≈ HK$120,062/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,728
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$61,586
−HK$1,887/mo
Today · 4.125%
HK$63,473
baseline
▲ 0.50% · 4.625%
HK$67,335
+HK$3,862/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$126,946/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,447
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$68,229
−HK$1,807/mo
Today · 4.125%
HK$70,036
baseline
▲ 0.50% · 4.625%
HK$73,728
+HK$3,692/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$140,072/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,793
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$79,182
−HK$2,426/mo
Today · 4.125%
HK$81,608
baseline
▲ 0.50% · 4.625%
HK$86,574
+HK$4,966/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$163,216/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,431
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$87,722
−HK$2,325/mo
Today · 4.125%
HK$90,047
baseline
▲ 0.50% · 4.625%
HK$94,793
+HK$4,746/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$180,094/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,610 · Scale 2, in force from 26 Feb 2026)