LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,664
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,991
−HK$1,348/mo
Today · 4.125%
HK$45,339
baseline
▲ 0.50% · 4.625%
HK$48,098
+HK$2,759/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,678/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,463
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,736
−HK$1,291/mo
Today · 4.125%
HK$50,027
baseline
▲ 0.50% · 4.625%
HK$52,664
+HK$2,637/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,054/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,197
−HK$3,210/mo
▼ 0.25% · 3.875%
HK$52,789
−HK$1,618/mo
Today · 4.125%
HK$54,407
baseline
▲ 0.50% · 4.625%
HK$57,718
+HK$3,311/mo
Deposit HK$7.48M · loan HK$11.23M · min. income ≈ HK$108,814/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,956
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,483
−HK$1,550/mo
Today · 4.125%
HK$60,033
baseline
▲ 0.50% · 4.625%
HK$63,197
+HK$3,164/mo
Deposit HK$7.48M · loan HK$11.23M · min. income ≈ HK$120,066/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,729
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,587
−HK$1,888/mo
Today · 4.125%
HK$63,475
baseline
▲ 0.50% · 4.625%
HK$67,337
+HK$3,862/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$126,950/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,448
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,230
−HK$1,808/mo
Today · 4.125%
HK$70,038
baseline
▲ 0.50% · 4.625%
HK$73,730
+HK$3,692/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$140,076/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,795
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$79,184
−HK$2,427/mo
Today · 4.125%
HK$81,611
baseline
▲ 0.50% · 4.625%
HK$86,576
+HK$4,965/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$163,222/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,434
−HK$4,615/mo
▼ 0.25% · 3.875%
HK$87,725
−HK$2,324/mo
Today · 4.125%
HK$90,049
baseline
▲ 0.50% · 4.625%
HK$94,796
+HK$4,747/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$180,098/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,630 · Scale 2, in force from 26 Feb 2026)