LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,665
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$43,992
−HK$1,349/mo
Today · 4.125%
HK$45,341
baseline
▲ 0.50% · 4.625%
HK$48,100
+HK$2,759/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,682/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,465
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,738
−HK$1,291/mo
Today · 4.125%
HK$50,029
baseline
▲ 0.50% · 4.625%
HK$52,666
+HK$2,637/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,058/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,198
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,791
−HK$1,618/mo
Today · 4.125%
HK$54,409
baseline
▲ 0.50% · 4.625%
HK$57,720
+HK$3,311/mo
Deposit HK$7.48M · loan HK$11.23M · min. income ≈ HK$108,818/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,958
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,485
−HK$1,550/mo
Today · 4.125%
HK$60,035
baseline
▲ 0.50% · 4.625%
HK$63,199
+HK$3,164/mo
Deposit HK$7.48M · loan HK$11.23M · min. income ≈ HK$120,070/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,731
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,589
−HK$1,888/mo
Today · 4.125%
HK$63,477
baseline
▲ 0.50% · 4.625%
HK$67,340
+HK$3,863/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$126,954/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,451
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,233
−HK$1,808/mo
Today · 4.125%
HK$70,041
baseline
▲ 0.50% · 4.625%
HK$73,733
+HK$3,692/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$140,082/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,798
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$79,186
−HK$2,427/mo
Today · 4.125%
HK$81,613
baseline
▲ 0.50% · 4.625%
HK$86,579
+HK$4,966/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$163,226/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,436
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$87,728
−HK$2,324/mo
Today · 4.125%
HK$90,052
baseline
▲ 0.50% · 4.625%
HK$94,799
+HK$4,747/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$180,104/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,653 · Scale 2, in force from 26 Feb 2026)