LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,671
−HK$2,675/mo
▼ 0.25% · 3.875%
HK$43,998
−HK$1,348/mo
Today · 4.125%
HK$45,346
baseline
▲ 0.50% · 4.625%
HK$48,106
+HK$2,760/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,692/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,471
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,744
−HK$1,291/mo
Today · 4.125%
HK$50,035
baseline
▲ 0.50% · 4.625%
HK$52,673
+HK$2,638/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,070/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,205
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,797
−HK$1,619/mo
Today · 4.125%
HK$54,416
baseline
▲ 0.50% · 4.625%
HK$57,727
+HK$3,311/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$108,832/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,965
−HK$3,077/mo
▼ 0.25% · 3.875%
HK$58,493
−HK$1,549/mo
Today · 4.125%
HK$60,042
baseline
▲ 0.50% · 4.625%
HK$63,207
+HK$3,165/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$120,084/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,739
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,597
−HK$1,888/mo
Today · 4.125%
HK$63,485
baseline
▲ 0.50% · 4.625%
HK$67,348
+HK$3,863/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$126,970/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,459
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,241
−HK$1,808/mo
Today · 4.125%
HK$70,049
baseline
▲ 0.50% · 4.625%
HK$73,742
+HK$3,693/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$140,098/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,807
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$79,196
−HK$2,428/mo
Today · 4.125%
HK$81,624
baseline
▲ 0.50% · 4.625%
HK$86,590
+HK$4,966/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$163,248/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,447
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$87,739
−HK$2,325/mo
Today · 4.125%
HK$90,064
baseline
▲ 0.50% · 4.625%
HK$94,811
+HK$4,747/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$180,128/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,741 · Scale 2, in force from 26 Feb 2026)