LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,672
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$43,999
−HK$1,349/mo
Today · 4.125%
HK$45,348
baseline
▲ 0.50% · 4.625%
HK$48,107
+HK$2,759/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,696/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,472
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$48,745
−HK$1,292/mo
Today · 4.125%
HK$50,037
baseline
▲ 0.50% · 4.625%
HK$52,674
+HK$2,637/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,074/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,206
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,799
−HK$1,618/mo
Today · 4.125%
HK$54,417
baseline
▲ 0.50% · 4.625%
HK$57,728
+HK$3,311/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$108,834/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,966
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,494
−HK$1,550/mo
Today · 4.125%
HK$60,044
baseline
▲ 0.50% · 4.625%
HK$63,209
+HK$3,165/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$120,088/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,741
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,599
−HK$1,888/mo
Today · 4.125%
HK$63,487
baseline
▲ 0.50% · 4.625%
HK$67,350
+HK$3,863/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$126,974/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,461
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,243
−HK$1,808/mo
Today · 4.125%
HK$70,051
baseline
▲ 0.50% · 4.625%
HK$73,744
+HK$3,693/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$140,102/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,809
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$79,199
−HK$2,427/mo
Today · 4.125%
HK$81,626
baseline
▲ 0.50% · 4.625%
HK$86,593
+HK$4,967/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$163,252/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,450
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$87,741
−HK$2,325/mo
Today · 4.125%
HK$90,066
baseline
▲ 0.50% · 4.625%
HK$94,814
+HK$4,748/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$180,132/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,761 · Scale 2, in force from 26 Feb 2026)