LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,673
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$44,000
−HK$1,349/mo
Today · 4.125%
HK$45,349
baseline
▲ 0.50% · 4.625%
HK$48,108
+HK$2,759/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,698/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,473
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$48,746
−HK$1,292/mo
Today · 4.125%
HK$50,038
baseline
▲ 0.50% · 4.625%
HK$52,676
+HK$2,638/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,076/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,207
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,800
−HK$1,619/mo
Today · 4.125%
HK$54,419
baseline
▲ 0.50% · 4.625%
HK$57,730
+HK$3,311/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$108,838/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,968
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,496
−HK$1,550/mo
Today · 4.125%
HK$60,046
baseline
▲ 0.50% · 4.625%
HK$63,211
+HK$3,165/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$120,092/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,742
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,600
−HK$1,888/mo
Today · 4.125%
HK$63,488
baseline
▲ 0.50% · 4.625%
HK$67,352
+HK$3,864/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$126,976/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,462
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,245
−HK$1,808/mo
Today · 4.125%
HK$70,053
baseline
▲ 0.50% · 4.625%
HK$73,746
+HK$3,693/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$140,106/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,811
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$79,201
−HK$2,427/mo
Today · 4.125%
HK$81,628
baseline
▲ 0.50% · 4.625%
HK$86,595
+HK$4,967/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$163,256/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,452
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$87,743
−HK$2,325/mo
Today · 4.125%
HK$90,068
baseline
▲ 0.50% · 4.625%
HK$94,816
+HK$4,748/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$180,136/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,779 · Scale 2, in force from 26 Feb 2026)