LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,673
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$44,001
−HK$1,348/mo
Today · 4.125%
HK$45,349
baseline
▲ 0.50% · 4.625%
HK$48,109
+HK$2,760/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,698/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,474
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$48,747
−HK$1,291/mo
Today · 4.125%
HK$50,038
baseline
▲ 0.50% · 4.625%
HK$52,676
+HK$2,638/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,076/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,208
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,801
−HK$1,618/mo
Today · 4.125%
HK$54,419
baseline
▲ 0.50% · 4.625%
HK$57,730
+HK$3,311/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$108,838/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,968
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,496
−HK$1,550/mo
Today · 4.125%
HK$60,046
baseline
▲ 0.50% · 4.625%
HK$63,211
+HK$3,165/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$120,092/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,743
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,601
−HK$1,888/mo
Today · 4.125%
HK$63,489
baseline
▲ 0.50% · 4.625%
HK$67,352
+HK$3,863/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$126,978/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,463
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,245
−HK$1,809/mo
Today · 4.125%
HK$70,054
baseline
▲ 0.50% · 4.625%
HK$73,746
+HK$3,692/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$140,108/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,812
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$79,201
−HK$2,428/mo
Today · 4.125%
HK$81,629
baseline
▲ 0.50% · 4.625%
HK$86,595
+HK$4,966/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$163,258/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,452
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$87,744
−HK$2,325/mo
Today · 4.125%
HK$90,069
baseline
▲ 0.50% · 4.625%
HK$94,817
+HK$4,748/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$180,138/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,784 · Scale 2, in force from 26 Feb 2026)