LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,674
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$44,002
−HK$1,348/mo
Today · 4.125%
HK$45,350
baseline
▲ 0.50% · 4.625%
HK$48,110
+HK$2,760/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,700/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,475
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$48,748
−HK$1,292/mo
Today · 4.125%
HK$50,040
baseline
▲ 0.50% · 4.625%
HK$52,677
+HK$2,637/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,080/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,209
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,802
−HK$1,618/mo
Today · 4.125%
HK$54,420
baseline
▲ 0.50% · 4.625%
HK$57,732
+HK$3,312/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$108,840/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,970
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,498
−HK$1,550/mo
Today · 4.125%
HK$60,048
baseline
▲ 0.50% · 4.625%
HK$63,213
+HK$3,165/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$120,096/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,744
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$61,602
−HK$1,889/mo
Today · 4.125%
HK$63,491
baseline
▲ 0.50% · 4.625%
HK$67,354
+HK$3,863/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$126,982/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,465
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,247
−HK$1,809/mo
Today · 4.125%
HK$70,056
baseline
▲ 0.50% · 4.625%
HK$73,748
+HK$3,692/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$140,112/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,814
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$79,203
−HK$2,428/mo
Today · 4.125%
HK$81,631
baseline
▲ 0.50% · 4.625%
HK$86,598
+HK$4,967/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$163,262/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,455
−HK$4,616/mo
▼ 0.25% · 3.875%
HK$87,746
−HK$2,325/mo
Today · 4.125%
HK$90,071
baseline
▲ 0.50% · 4.625%
HK$94,819
+HK$4,748/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$180,142/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,802 · Scale 2, in force from 26 Feb 2026)