LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,675
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$44,002
−HK$1,349/mo
Today · 4.125%
HK$45,351
baseline
▲ 0.50% · 4.625%
HK$48,110
+HK$2,759/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,702/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,475
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$48,748
−HK$1,292/mo
Today · 4.125%
HK$50,040
baseline
▲ 0.50% · 4.625%
HK$52,678
+HK$2,638/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,080/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,210
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,802
−HK$1,619/mo
Today · 4.125%
HK$54,421
baseline
▲ 0.50% · 4.625%
HK$57,732
+HK$3,311/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$108,842/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,970
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,498
−HK$1,550/mo
Today · 4.125%
HK$60,048
baseline
▲ 0.50% · 4.625%
HK$63,213
+HK$3,165/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$120,096/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,744
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$61,603
−HK$1,888/mo
Today · 4.125%
HK$63,491
baseline
▲ 0.50% · 4.625%
HK$67,354
+HK$3,863/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$126,982/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,465
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,248
−HK$1,808/mo
Today · 4.125%
HK$70,056
baseline
▲ 0.50% · 4.625%
HK$73,749
+HK$3,693/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$140,112/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,814
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$79,204
−HK$2,427/mo
Today · 4.125%
HK$81,631
baseline
▲ 0.50% · 4.625%
HK$86,598
+HK$4,967/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$163,262/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,455
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$87,747
−HK$2,325/mo
Today · 4.125%
HK$90,072
baseline
▲ 0.50% · 4.625%
HK$94,820
+HK$4,748/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$180,144/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,806 · Scale 2, in force from 26 Feb 2026)