LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,675
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,003
−HK$1,349/mo
Today · 4.125%
HK$45,352
baseline
▲ 0.50% · 4.625%
HK$48,111
+HK$2,759/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,704/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,476
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$48,749
−HK$1,292/mo
Today · 4.125%
HK$50,041
baseline
▲ 0.50% · 4.625%
HK$52,679
+HK$2,638/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,082/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,210
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,803
−HK$1,619/mo
Today · 4.125%
HK$54,422
baseline
▲ 0.50% · 4.625%
HK$57,733
+HK$3,311/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$108,844/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,971
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,499
−HK$1,550/mo
Today · 4.125%
HK$60,049
baseline
▲ 0.50% · 4.625%
HK$63,214
+HK$3,165/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$120,098/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,746
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,604
−HK$1,888/mo
Today · 4.125%
HK$63,492
baseline
▲ 0.50% · 4.625%
HK$67,355
+HK$3,863/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$126,984/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,466
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,249
−HK$1,808/mo
Today · 4.125%
HK$70,057
baseline
▲ 0.50% · 4.625%
HK$73,750
+HK$3,693/mo
Deposit HK$5.61M · loan HK$13.10M · min. income ≈ HK$140,114/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,816
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$79,205
−HK$2,428/mo
Today · 4.125%
HK$81,633
baseline
▲ 0.50% · 4.625%
HK$86,600
+HK$4,967/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$163,266/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,457
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$87,749
−HK$2,325/mo
Today · 4.125%
HK$90,074
baseline
▲ 0.50% · 4.625%
HK$94,822
+HK$4,748/mo
Deposit HK$1.87M · loan HK$16.84M · min. income ≈ HK$180,148/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,819 · Scale 2, in force from 26 Feb 2026)