LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,679
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,007
−HK$1,349/mo
Today · 4.125%
HK$45,356
baseline
▲ 0.50% · 4.625%
HK$48,115
+HK$2,759/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,712/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,480
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$48,754
−HK$1,291/mo
Today · 4.125%
HK$50,045
baseline
▲ 0.50% · 4.625%
HK$52,683
+HK$2,638/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,090/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,215
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,808
−HK$1,619/mo
Today · 4.125%
HK$54,427
baseline
▲ 0.50% · 4.625%
HK$57,738
+HK$3,311/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$108,854/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,976
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,504
−HK$1,550/mo
Today · 4.125%
HK$60,054
baseline
▲ 0.50% · 4.625%
HK$63,220
+HK$3,166/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$120,108/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,751
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$61,609
−HK$1,889/mo
Today · 4.125%
HK$63,498
baseline
▲ 0.50% · 4.625%
HK$67,361
+HK$3,863/mo
Deposit HK$5.62M · loan HK$13.10M · min. income ≈ HK$126,996/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,472
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,255
−HK$1,808/mo
Today · 4.125%
HK$70,063
baseline
▲ 0.50% · 4.625%
HK$73,757
+HK$3,694/mo
Deposit HK$5.62M · loan HK$13.10M · min. income ≈ HK$140,126/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,822
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$79,212
−HK$2,428/mo
Today · 4.125%
HK$81,640
baseline
▲ 0.50% · 4.625%
HK$86,608
+HK$4,968/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$163,280/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,464
−HK$4,618/mo
▼ 0.25% · 3.875%
HK$87,756
−HK$2,326/mo
Today · 4.125%
HK$90,082
baseline
▲ 0.50% · 4.625%
HK$94,830
+HK$4,748/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$180,164/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,881 · Scale 2, in force from 26 Feb 2026)