LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,680
−HK$2,676/mo
▼ 0.25% · 3.875%
HK$44,007
−HK$1,349/mo
Today · 4.125%
HK$45,356
baseline
▲ 0.50% · 4.625%
HK$48,116
+HK$2,760/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,712/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,481
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$48,754
−HK$1,292/mo
Today · 4.125%
HK$50,046
baseline
▲ 0.50% · 4.625%
HK$52,684
+HK$2,638/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,092/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,216
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,809
−HK$1,618/mo
Today · 4.125%
HK$54,427
baseline
▲ 0.50% · 4.625%
HK$57,739
+HK$3,312/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$108,854/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,977
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,505
−HK$1,550/mo
Today · 4.125%
HK$60,055
baseline
▲ 0.50% · 4.625%
HK$63,221
+HK$3,166/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$120,110/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,752
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$61,610
−HK$1,889/mo
Today · 4.125%
HK$63,499
baseline
▲ 0.50% · 4.625%
HK$67,362
+HK$3,863/mo
Deposit HK$5.62M · loan HK$13.10M · min. income ≈ HK$126,998/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,473
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,256
−HK$1,808/mo
Today · 4.125%
HK$70,064
baseline
▲ 0.50% · 4.625%
HK$73,758
+HK$3,694/mo
Deposit HK$5.62M · loan HK$13.10M · min. income ≈ HK$140,128/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,824
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$79,213
−HK$2,428/mo
Today · 4.125%
HK$81,641
baseline
▲ 0.50% · 4.625%
HK$86,609
+HK$4,968/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$163,282/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,465
−HK$4,618/mo
▼ 0.25% · 3.875%
HK$87,758
−HK$2,325/mo
Today · 4.125%
HK$90,083
baseline
▲ 0.50% · 4.625%
HK$94,831
+HK$4,748/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$180,166/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,892 · Scale 2, in force from 26 Feb 2026)