LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,680
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,008
−HK$1,349/mo
Today · 4.125%
HK$45,357
baseline
▲ 0.50% · 4.625%
HK$48,117
+HK$2,760/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,714/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,482
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$48,755
−HK$1,292/mo
Today · 4.125%
HK$50,047
baseline
▲ 0.50% · 4.625%
HK$52,685
+HK$2,638/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,094/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,217
−HK$3,211/mo
▼ 0.25% · 3.875%
HK$52,810
−HK$1,618/mo
Today · 4.125%
HK$54,428
baseline
▲ 0.50% · 4.625%
HK$57,740
+HK$3,312/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$108,856/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,978
−HK$3,078/mo
▼ 0.25% · 3.875%
HK$58,506
−HK$1,550/mo
Today · 4.125%
HK$60,056
baseline
▲ 0.50% · 4.625%
HK$63,222
+HK$3,166/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$120,112/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,753
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$61,611
−HK$1,889/mo
Today · 4.125%
HK$63,500
baseline
▲ 0.50% · 4.625%
HK$67,363
+HK$3,863/mo
Deposit HK$5.62M · loan HK$13.10M · min. income ≈ HK$127,000/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,474
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$68,257
−HK$1,809/mo
Today · 4.125%
HK$70,066
baseline
▲ 0.50% · 4.625%
HK$73,759
+HK$3,693/mo
Deposit HK$5.62M · loan HK$13.10M · min. income ≈ HK$140,132/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,825
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$79,214
−HK$2,428/mo
Today · 4.125%
HK$81,642
baseline
▲ 0.50% · 4.625%
HK$86,610
+HK$4,968/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$163,284/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,467
−HK$4,617/mo
▼ 0.25% · 3.875%
HK$87,759
−HK$2,325/mo
Today · 4.125%
HK$90,084
baseline
▲ 0.50% · 4.625%
HK$94,833
+HK$4,749/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$180,168/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,902 · Scale 2, in force from 26 Feb 2026)