LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,685
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,013
−HK$1,349/mo
Today · 4.125%
HK$45,362
baseline
▲ 0.50% · 4.625%
HK$48,122
+HK$2,760/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,724/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,487
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$48,760
−HK$1,292/mo
Today · 4.125%
HK$50,052
baseline
▲ 0.50% · 4.625%
HK$52,691
+HK$2,639/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,104/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,222
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,815
−HK$1,619/mo
Today · 4.125%
HK$54,434
baseline
▲ 0.50% · 4.625%
HK$57,746
+HK$3,312/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$108,868/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,984
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,512
−HK$1,551/mo
Today · 4.125%
HK$60,063
baseline
▲ 0.50% · 4.625%
HK$63,229
+HK$3,166/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$120,126/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,759
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$61,618
−HK$1,888/mo
Today · 4.125%
HK$63,506
baseline
▲ 0.50% · 4.625%
HK$67,371
+HK$3,865/mo
Deposit HK$5.62M · loan HK$13.10M · min. income ≈ HK$127,012/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,481
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$68,264
−HK$1,809/mo
Today · 4.125%
HK$70,073
baseline
▲ 0.50% · 4.625%
HK$73,767
+HK$3,694/mo
Deposit HK$5.62M · loan HK$13.10M · min. income ≈ HK$140,146/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,833
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$79,223
−HK$2,428/mo
Today · 4.125%
HK$81,651
baseline
▲ 0.50% · 4.625%
HK$86,619
+HK$4,968/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$163,302/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,476
−HK$4,618/mo
▼ 0.25% · 3.875%
HK$87,768
−HK$2,326/mo
Today · 4.125%
HK$90,094
baseline
▲ 0.50% · 4.625%
HK$94,843
+HK$4,749/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$180,188/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,978 · Scale 2, in force from 26 Feb 2026)