LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,686
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,014
−HK$1,349/mo
Today · 4.125%
HK$45,363
baseline
▲ 0.50% · 4.625%
HK$48,123
+HK$2,760/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,726/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,488
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$48,761
−HK$1,292/mo
Today · 4.125%
HK$50,053
baseline
▲ 0.50% · 4.625%
HK$52,692
+HK$2,639/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,106/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$701,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,223
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,817
−HK$1,618/mo
Today · 4.125%
HK$54,435
baseline
▲ 0.50% · 4.625%
HK$57,748
+HK$3,313/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$108,870/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,985
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,514
−HK$1,550/mo
Today · 4.125%
HK$60,064
baseline
▲ 0.50% · 4.625%
HK$63,230
+HK$3,166/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$120,128/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$701,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,761
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$61,619
−HK$1,889/mo
Today · 4.125%
HK$63,508
baseline
▲ 0.50% · 4.625%
HK$67,372
+HK$3,864/mo
Deposit HK$5.62M · loan HK$13.10M · min. income ≈ HK$127,016/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,483
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$68,266
−HK$1,809/mo
Today · 4.125%
HK$70,075
baseline
▲ 0.50% · 4.625%
HK$73,769
+HK$3,694/mo
Deposit HK$5.62M · loan HK$13.10M · min. income ≈ HK$140,150/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$701,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,835
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$79,225
−HK$2,428/mo
Today · 4.125%
HK$81,653
baseline
▲ 0.50% · 4.625%
HK$86,622
+HK$4,969/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$163,306/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,478
−HK$4,618/mo
▼ 0.25% · 3.875%
HK$87,771
−HK$2,325/mo
Today · 4.125%
HK$90,096
baseline
▲ 0.50% · 4.625%
HK$94,845
+HK$4,749/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$180,192/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,995 · Scale 2, in force from 26 Feb 2026)