LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,690
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,018
−HK$1,349/mo
Today · 4.125%
HK$45,367
baseline
▲ 0.50% · 4.625%
HK$48,128
+HK$2,761/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,734/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$702,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,492
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,766
−HK$1,292/mo
Today · 4.125%
HK$50,058
baseline
▲ 0.50% · 4.625%
HK$52,697
+HK$2,639/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,116/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$702,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,228
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,822
−HK$1,619/mo
Today · 4.125%
HK$54,441
baseline
▲ 0.50% · 4.625%
HK$57,753
+HK$3,312/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$108,882/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,991
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,519
−HK$1,551/mo
Today · 4.125%
HK$60,070
baseline
▲ 0.50% · 4.625%
HK$63,236
+HK$3,166/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$120,140/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,766
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$61,625
−HK$1,889/mo
Today · 4.125%
HK$63,514
baseline
▲ 0.50% · 4.625%
HK$67,379
+HK$3,865/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,028/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,489
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$68,272
−HK$1,809/mo
Today · 4.125%
HK$70,081
baseline
▲ 0.50% · 4.625%
HK$73,776
+HK$3,695/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,162/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,842
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$79,232
−HK$2,429/mo
Today · 4.125%
HK$81,661
baseline
▲ 0.50% · 4.625%
HK$86,630
+HK$4,969/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$163,322/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$702,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,486
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$87,779
−HK$2,326/mo
Today · 4.125%
HK$90,105
baseline
▲ 0.50% · 4.625%
HK$94,854
+HK$4,749/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$180,210/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$702,061 · Scale 2, in force from 26 Feb 2026)