LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,691
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,019
−HK$1,349/mo
Today · 4.125%
HK$45,368
baseline
▲ 0.50% · 4.625%
HK$48,129
+HK$2,761/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,736/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$702,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,493
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,767
−HK$1,292/mo
Today · 4.125%
HK$50,059
baseline
▲ 0.50% · 4.625%
HK$52,698
+HK$2,639/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,118/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$702,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,229
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,823
−HK$1,619/mo
Today · 4.125%
HK$54,442
baseline
▲ 0.50% · 4.625%
HK$57,755
+HK$3,313/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$108,884/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,992
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,521
−HK$1,550/mo
Today · 4.125%
HK$60,071
baseline
▲ 0.50% · 4.625%
HK$63,238
+HK$3,167/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$120,142/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,768
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$61,627
−HK$1,889/mo
Today · 4.125%
HK$63,516
baseline
▲ 0.50% · 4.625%
HK$67,380
+HK$3,864/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,032/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,491
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$68,274
−HK$1,809/mo
Today · 4.125%
HK$70,083
baseline
▲ 0.50% · 4.625%
HK$73,777
+HK$3,694/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,166/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,844
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$79,234
−HK$2,429/mo
Today · 4.125%
HK$81,663
baseline
▲ 0.50% · 4.625%
HK$86,632
+HK$4,969/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$163,326/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$702,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,488
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$87,781
−HK$2,326/mo
Today · 4.125%
HK$90,107
baseline
▲ 0.50% · 4.625%
HK$94,857
+HK$4,750/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$180,214/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$702,078 · Scale 2, in force from 26 Feb 2026)