LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,692
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,020
−HK$1,349/mo
Today · 4.125%
HK$45,369
baseline
▲ 0.50% · 4.625%
HK$48,130
+HK$2,761/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,738/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$702,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,494
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,768
−HK$1,292/mo
Today · 4.125%
HK$50,060
baseline
▲ 0.50% · 4.625%
HK$52,699
+HK$2,639/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,120/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$702,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,230
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,824
−HK$1,619/mo
Today · 4.125%
HK$54,443
baseline
▲ 0.50% · 4.625%
HK$57,756
+HK$3,313/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$108,886/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,993
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,522
−HK$1,550/mo
Today · 4.125%
HK$60,072
baseline
▲ 0.50% · 4.625%
HK$63,239
+HK$3,167/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$120,144/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,769
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$61,628
−HK$1,889/mo
Today · 4.125%
HK$63,517
baseline
▲ 0.50% · 4.625%
HK$67,382
+HK$3,865/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,034/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,492
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,275
−HK$1,810/mo
Today · 4.125%
HK$70,085
baseline
▲ 0.50% · 4.625%
HK$73,779
+HK$3,694/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,170/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,846
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$79,236
−HK$2,429/mo
Today · 4.125%
HK$81,665
baseline
▲ 0.50% · 4.625%
HK$86,634
+HK$4,969/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$163,330/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$702,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,490
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$87,783
−HK$2,326/mo
Today · 4.125%
HK$90,109
baseline
▲ 0.50% · 4.625%
HK$94,858
+HK$4,749/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$180,218/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$702,093 · Scale 2, in force from 26 Feb 2026)