LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,693
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,021
−HK$1,349/mo
Today · 4.125%
HK$45,370
baseline
▲ 0.50% · 4.625%
HK$48,131
+HK$2,761/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,740/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$702,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,495
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,769
−HK$1,292/mo
Today · 4.125%
HK$50,061
baseline
▲ 0.50% · 4.625%
HK$52,700
+HK$2,639/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,122/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$702,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,232
−HK$3,212/mo
▼ 0.25% · 3.875%
HK$52,825
−HK$1,619/mo
Today · 4.125%
HK$54,444
baseline
▲ 0.50% · 4.625%
HK$57,757
+HK$3,313/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$108,888/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,995
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$58,523
−HK$1,551/mo
Today · 4.125%
HK$60,074
baseline
▲ 0.50% · 4.625%
HK$63,240
+HK$3,166/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$120,148/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,770
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$61,629
−HK$1,889/mo
Today · 4.125%
HK$63,518
baseline
▲ 0.50% · 4.625%
HK$67,383
+HK$3,865/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,036/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,494
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$68,277
−HK$1,809/mo
Today · 4.125%
HK$70,086
baseline
▲ 0.50% · 4.625%
HK$73,780
+HK$3,694/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,172/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,847
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$79,238
−HK$2,428/mo
Today · 4.125%
HK$81,666
baseline
▲ 0.50% · 4.625%
HK$86,635
+HK$4,969/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$163,332/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$702,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,492
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$87,785
−HK$2,326/mo
Today · 4.125%
HK$90,111
baseline
▲ 0.50% · 4.625%
HK$94,861
+HK$4,750/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$180,222/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$702,108 · Scale 2, in force from 26 Feb 2026)