LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,695
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,023
−HK$1,349/mo
Today · 4.125%
HK$45,372
baseline
▲ 0.50% · 4.625%
HK$48,133
+HK$2,761/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,744/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$702,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,498
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,772
−HK$1,292/mo
Today · 4.125%
HK$50,064
baseline
▲ 0.50% · 4.625%
HK$52,703
+HK$2,639/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,128/mo (50% DSR)
Upfront cash ≈ HK$10.06M (deposit + AVD stamp duty HK$702,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,234
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,828
−HK$1,619/mo
Today · 4.125%
HK$54,447
baseline
▲ 0.50% · 4.625%
HK$57,760
+HK$3,313/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$108,894/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,997
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,526
−HK$1,551/mo
Today · 4.125%
HK$60,077
baseline
▲ 0.50% · 4.625%
HK$63,243
+HK$3,166/mo
Deposit HK$7.49M · loan HK$11.23M · min. income ≈ HK$120,154/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,773
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$61,632
−HK$1,889/mo
Today · 4.125%
HK$63,521
baseline
▲ 0.50% · 4.625%
HK$67,386
+HK$3,865/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,042/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,497
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,280
−HK$1,810/mo
Today · 4.125%
HK$70,090
baseline
▲ 0.50% · 4.625%
HK$73,784
+HK$3,694/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,180/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,851
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$79,242
−HK$2,428/mo
Today · 4.125%
HK$81,670
baseline
▲ 0.50% · 4.625%
HK$86,640
+HK$4,970/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$163,340/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$702,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,496
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$87,789
−HK$2,326/mo
Today · 4.125%
HK$90,115
baseline
▲ 0.50% · 4.625%
HK$94,865
+HK$4,750/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$180,230/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$702,142 · Scale 2, in force from 26 Feb 2026)