LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,699
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,027
−HK$1,350/mo
Today · 4.125%
HK$45,377
baseline
▲ 0.50% · 4.625%
HK$48,138
+HK$2,761/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,754/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,503
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,777
−HK$1,292/mo
Today · 4.125%
HK$50,069
baseline
▲ 0.50% · 4.625%
HK$52,708
+HK$2,639/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,138/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,239
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,833
−HK$1,619/mo
Today · 4.125%
HK$54,452
baseline
▲ 0.50% · 4.625%
HK$57,766
+HK$3,314/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$108,904/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,003
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,532
−HK$1,551/mo
Today · 4.125%
HK$60,083
baseline
▲ 0.50% · 4.625%
HK$63,250
+HK$3,167/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$120,166/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,779
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,638
−HK$1,890/mo
Today · 4.125%
HK$63,528
baseline
▲ 0.50% · 4.625%
HK$67,393
+HK$3,865/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,056/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,504
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,287
−HK$1,810/mo
Today · 4.125%
HK$70,097
baseline
▲ 0.50% · 4.625%
HK$73,791
+HK$3,694/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,194/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,859
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$79,249
−HK$2,429/mo
Today · 4.125%
HK$81,678
baseline
▲ 0.50% · 4.625%
HK$86,648
+HK$4,970/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$163,356/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$702,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,505
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$87,798
−HK$2,326/mo
Today · 4.125%
HK$90,124
baseline
▲ 0.50% · 4.625%
HK$94,875
+HK$4,751/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$180,248/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$702,213 · Scale 2, in force from 26 Feb 2026)