LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,700
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,028
−HK$1,350/mo
Today · 4.125%
HK$45,378
baseline
▲ 0.50% · 4.625%
HK$48,139
+HK$2,761/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,756/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,503
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,777
−HK$1,293/mo
Today · 4.125%
HK$50,070
baseline
▲ 0.50% · 4.625%
HK$52,709
+HK$2,639/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,140/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,240
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,834
−HK$1,619/mo
Today · 4.125%
HK$54,453
baseline
▲ 0.50% · 4.625%
HK$57,767
+HK$3,314/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$108,906/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,004
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,533
−HK$1,551/mo
Today · 4.125%
HK$60,084
baseline
▲ 0.50% · 4.625%
HK$63,251
+HK$3,167/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$120,168/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,780
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,640
−HK$1,889/mo
Today · 4.125%
HK$63,529
baseline
▲ 0.50% · 4.625%
HK$67,394
+HK$3,865/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,058/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,505
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,288
−HK$1,810/mo
Today · 4.125%
HK$70,098
baseline
▲ 0.50% · 4.625%
HK$73,793
+HK$3,695/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,196/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,860
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$79,251
−HK$2,429/mo
Today · 4.125%
HK$81,680
baseline
▲ 0.50% · 4.625%
HK$86,650
+HK$4,970/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$163,360/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$702,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,506
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$87,799
−HK$2,327/mo
Today · 4.125%
HK$90,126
baseline
▲ 0.50% · 4.625%
HK$94,876
+HK$4,750/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$180,252/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$702,225 · Scale 2, in force from 26 Feb 2026)