LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,701
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,029
−HK$1,350/mo
Today · 4.125%
HK$45,379
baseline
▲ 0.50% · 4.625%
HK$48,140
+HK$2,761/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,758/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,504
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,778
−HK$1,293/mo
Today · 4.125%
HK$50,071
baseline
▲ 0.50% · 4.625%
HK$52,710
+HK$2,639/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,142/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,241
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,835
−HK$1,619/mo
Today · 4.125%
HK$54,454
baseline
▲ 0.50% · 4.625%
HK$57,768
+HK$3,314/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$108,908/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,005
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,534
−HK$1,551/mo
Today · 4.125%
HK$60,085
baseline
▲ 0.50% · 4.625%
HK$63,252
+HK$3,167/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$120,170/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,781
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,641
−HK$1,889/mo
Today · 4.125%
HK$63,530
baseline
▲ 0.50% · 4.625%
HK$67,396
+HK$3,866/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,060/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,506
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,290
−HK$1,809/mo
Today · 4.125%
HK$70,099
baseline
▲ 0.50% · 4.625%
HK$73,794
+HK$3,695/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,198/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,862
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$79,253
−HK$2,429/mo
Today · 4.125%
HK$81,682
baseline
▲ 0.50% · 4.625%
HK$86,652
+HK$4,970/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$163,364/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$702,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,508
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$87,801
−HK$2,327/mo
Today · 4.125%
HK$90,128
baseline
▲ 0.50% · 4.625%
HK$94,878
+HK$4,750/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$180,256/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$702,240 · Scale 2, in force from 26 Feb 2026)