LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,702
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,031
−HK$1,349/mo
Today · 4.125%
HK$45,380
baseline
▲ 0.50% · 4.625%
HK$48,141
+HK$2,761/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,760/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,506
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,780
−HK$1,293/mo
Today · 4.125%
HK$50,073
baseline
▲ 0.50% · 4.625%
HK$52,712
+HK$2,639/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,146/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,243
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,837
−HK$1,619/mo
Today · 4.125%
HK$54,456
baseline
▲ 0.50% · 4.625%
HK$57,770
+HK$3,314/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$108,912/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,007
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,536
−HK$1,551/mo
Today · 4.125%
HK$60,087
baseline
▲ 0.50% · 4.625%
HK$63,254
+HK$3,167/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$120,174/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,783
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,643
−HK$1,889/mo
Today · 4.125%
HK$63,532
baseline
▲ 0.50% · 4.625%
HK$67,398
+HK$3,866/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,064/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,508
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,292
−HK$1,810/mo
Today · 4.125%
HK$70,102
baseline
▲ 0.50% · 4.625%
HK$73,797
+HK$3,695/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,204/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,864
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$79,255
−HK$2,429/mo
Today · 4.125%
HK$81,684
baseline
▲ 0.50% · 4.625%
HK$86,655
+HK$4,971/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$163,368/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$702,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,511
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$87,804
−HK$2,327/mo
Today · 4.125%
HK$90,131
baseline
▲ 0.50% · 4.625%
HK$94,882
+HK$4,751/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$180,262/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$702,263 · Scale 2, in force from 26 Feb 2026)