LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,703
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,032
−HK$1,349/mo
Today · 4.125%
HK$45,381
baseline
▲ 0.50% · 4.625%
HK$48,143
+HK$2,762/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,762/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,507
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,781
−HK$1,293/mo
Today · 4.125%
HK$50,074
baseline
▲ 0.50% · 4.625%
HK$52,713
+HK$2,639/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,148/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,244
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,838
−HK$1,620/mo
Today · 4.125%
HK$54,458
baseline
▲ 0.50% · 4.625%
HK$57,771
+HK$3,313/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$108,916/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,009
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,538
−HK$1,551/mo
Today · 4.125%
HK$60,089
baseline
▲ 0.50% · 4.625%
HK$63,256
+HK$3,167/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$120,178/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,785
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,645
−HK$1,889/mo
Today · 4.125%
HK$63,534
baseline
▲ 0.50% · 4.625%
HK$67,400
+HK$3,866/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,068/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,510
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,294
−HK$1,809/mo
Today · 4.125%
HK$70,103
baseline
▲ 0.50% · 4.625%
HK$73,799
+HK$3,696/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,206/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,866
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$79,257
−HK$2,429/mo
Today · 4.125%
HK$81,686
baseline
▲ 0.50% · 4.625%
HK$86,657
+HK$4,971/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$163,372/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,513
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$87,806
−HK$2,327/mo
Today · 4.125%
HK$90,133
baseline
▲ 0.50% · 4.625%
HK$94,884
+HK$4,751/mo
Deposit HK$1.87M · loan HK$16.85M · min. income ≈ HK$180,266/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,281 · Scale 2, in force from 26 Feb 2026)