LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,704
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,033
−HK$1,349/mo
Today · 4.125%
HK$45,382
baseline
▲ 0.50% · 4.625%
HK$48,144
+HK$2,762/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,764/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,508
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,782
−HK$1,293/mo
Today · 4.125%
HK$50,075
baseline
▲ 0.50% · 4.625%
HK$52,714
+HK$2,639/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,150/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,245
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,839
−HK$1,620/mo
Today · 4.125%
HK$54,459
baseline
▲ 0.50% · 4.625%
HK$57,772
+HK$3,313/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$108,918/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,010
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,539
−HK$1,551/mo
Today · 4.125%
HK$60,090
baseline
▲ 0.50% · 4.625%
HK$63,257
+HK$3,167/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$120,180/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,786
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,646
−HK$1,889/mo
Today · 4.125%
HK$63,535
baseline
▲ 0.50% · 4.625%
HK$67,401
+HK$3,866/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,070/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,511
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,295
−HK$1,810/mo
Today · 4.125%
HK$70,105
baseline
▲ 0.50% · 4.625%
HK$73,800
+HK$3,695/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,210/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,868
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$79,259
−HK$2,429/mo
Today · 4.125%
HK$81,688
baseline
▲ 0.50% · 4.625%
HK$86,658
+HK$4,970/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$163,376/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,514
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$87,808
−HK$2,326/mo
Today · 4.125%
HK$90,134
baseline
▲ 0.50% · 4.625%
HK$94,886
+HK$4,752/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$180,268/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,293 · Scale 2, in force from 26 Feb 2026)