LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,705
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,033
−HK$1,350/mo
Today · 4.125%
HK$45,383
baseline
▲ 0.50% · 4.625%
HK$48,144
+HK$2,761/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,766/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,509
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,783
−HK$1,293/mo
Today · 4.125%
HK$50,076
baseline
▲ 0.50% · 4.625%
HK$52,715
+HK$2,639/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,152/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,246
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,840
−HK$1,620/mo
Today · 4.125%
HK$54,460
baseline
▲ 0.50% · 4.625%
HK$57,773
+HK$3,313/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$108,920/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,011
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,540
−HK$1,551/mo
Today · 4.125%
HK$60,091
baseline
▲ 0.50% · 4.625%
HK$63,258
+HK$3,167/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$120,182/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,787
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,647
−HK$1,889/mo
Today · 4.125%
HK$63,536
baseline
▲ 0.50% · 4.625%
HK$67,402
+HK$3,866/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,072/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,513
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,296
−HK$1,810/mo
Today · 4.125%
HK$70,106
baseline
▲ 0.50% · 4.625%
HK$73,801
+HK$3,695/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,212/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,869
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$79,260
−HK$2,429/mo
Today · 4.125%
HK$81,689
baseline
▲ 0.50% · 4.625%
HK$86,660
+HK$4,971/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$163,378/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,516
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$87,810
−HK$2,326/mo
Today · 4.125%
HK$90,136
baseline
▲ 0.50% · 4.625%
HK$94,887
+HK$4,751/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$180,272/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,307 · Scale 2, in force from 26 Feb 2026)