LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,705
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,034
−HK$1,349/mo
Today · 4.125%
HK$45,383
baseline
▲ 0.50% · 4.625%
HK$48,145
+HK$2,762/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,766/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,509
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,784
−HK$1,292/mo
Today · 4.125%
HK$50,076
baseline
▲ 0.50% · 4.625%
HK$52,716
+HK$2,640/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,152/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,247
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,841
−HK$1,619/mo
Today · 4.125%
HK$54,460
baseline
▲ 0.50% · 4.625%
HK$57,774
+HK$3,314/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$108,920/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,011
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,540
−HK$1,551/mo
Today · 4.125%
HK$60,091
baseline
▲ 0.50% · 4.625%
HK$63,259
+HK$3,168/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$120,182/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,788
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,647
−HK$1,890/mo
Today · 4.125%
HK$63,537
baseline
▲ 0.50% · 4.625%
HK$67,403
+HK$3,866/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,074/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,513
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,297
−HK$1,810/mo
Today · 4.125%
HK$70,107
baseline
▲ 0.50% · 4.625%
HK$73,802
+HK$3,695/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,214/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,870
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$79,261
−HK$2,429/mo
Today · 4.125%
HK$81,690
baseline
▲ 0.50% · 4.625%
HK$86,661
+HK$4,971/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$163,380/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,517
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$87,810
−HK$2,327/mo
Today · 4.125%
HK$90,137
baseline
▲ 0.50% · 4.625%
HK$94,888
+HK$4,751/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$180,274/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,314 · Scale 2, in force from 26 Feb 2026)