LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,706
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,034
−HK$1,350/mo
Today · 4.125%
HK$45,384
baseline
▲ 0.50% · 4.625%
HK$48,145
+HK$2,761/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,768/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,510
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$48,784
−HK$1,292/mo
Today · 4.125%
HK$50,076
baseline
▲ 0.50% · 4.625%
HK$52,716
+HK$2,640/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,152/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,247
−HK$3,213/mo
▼ 0.25% · 3.875%
HK$52,841
−HK$1,619/mo
Today · 4.125%
HK$54,460
baseline
▲ 0.50% · 4.625%
HK$57,774
+HK$3,314/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$108,920/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,011
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,540
−HK$1,552/mo
Today · 4.125%
HK$60,092
baseline
▲ 0.50% · 4.625%
HK$63,259
+HK$3,167/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$120,184/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,788
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,648
−HK$1,889/mo
Today · 4.125%
HK$63,537
baseline
▲ 0.50% · 4.625%
HK$67,403
+HK$3,866/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,074/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,513
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,297
−HK$1,810/mo
Today · 4.125%
HK$70,107
baseline
▲ 0.50% · 4.625%
HK$73,802
+HK$3,695/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,214/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,870
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$79,261
−HK$2,429/mo
Today · 4.125%
HK$81,690
baseline
▲ 0.50% · 4.625%
HK$86,661
+HK$4,971/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$163,380/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,517
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$87,811
−HK$2,326/mo
Today · 4.125%
HK$90,137
baseline
▲ 0.50% · 4.625%
HK$94,889
+HK$4,752/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$180,274/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,316 · Scale 2, in force from 26 Feb 2026)