LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,706
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,034
−HK$1,350/mo
Today · 4.125%
HK$45,384
baseline
▲ 0.50% · 4.625%
HK$48,145
+HK$2,761/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$90,768/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,510
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,784
−HK$1,293/mo
Today · 4.125%
HK$50,077
baseline
▲ 0.50% · 4.625%
HK$52,716
+HK$2,639/mo
Deposit HK$9.36M · loan HK$9.36M · min. income ≈ HK$100,154/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,247
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,841
−HK$1,620/mo
Today · 4.125%
HK$54,461
baseline
▲ 0.50% · 4.625%
HK$57,774
+HK$3,313/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$108,922/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,012
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,541
−HK$1,551/mo
Today · 4.125%
HK$60,092
baseline
▲ 0.50% · 4.625%
HK$63,259
+HK$3,167/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$120,184/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,788
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,648
−HK$1,889/mo
Today · 4.125%
HK$63,537
baseline
▲ 0.50% · 4.625%
HK$67,403
+HK$3,866/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,074/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,514
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,297
−HK$1,810/mo
Today · 4.125%
HK$70,107
baseline
▲ 0.50% · 4.625%
HK$73,803
+HK$3,696/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,214/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,870
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$79,261
−HK$2,430/mo
Today · 4.125%
HK$81,691
baseline
▲ 0.50% · 4.625%
HK$86,661
+HK$4,970/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$163,382/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,517
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$87,811
−HK$2,327/mo
Today · 4.125%
HK$90,138
baseline
▲ 0.50% · 4.625%
HK$94,889
+HK$4,751/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$180,276/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,319 · Scale 2, in force from 26 Feb 2026)