LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,710
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,038
−HK$1,350/mo
Today · 4.125%
HK$45,388
baseline
▲ 0.50% · 4.625%
HK$48,150
+HK$2,762/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,776/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,514
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,789
−HK$1,292/mo
Today · 4.125%
HK$50,081
baseline
▲ 0.50% · 4.625%
HK$52,721
+HK$2,640/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,162/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,252
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,846
−HK$1,620/mo
Today · 4.125%
HK$54,466
baseline
▲ 0.50% · 4.625%
HK$57,780
+HK$3,314/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$108,932/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,017
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,546
−HK$1,552/mo
Today · 4.125%
HK$60,098
baseline
▲ 0.50% · 4.625%
HK$63,265
+HK$3,167/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$120,196/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,794
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,654
−HK$1,889/mo
Today · 4.125%
HK$63,543
baseline
▲ 0.50% · 4.625%
HK$67,410
+HK$3,867/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,086/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,520
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,304
−HK$1,810/mo
Today · 4.125%
HK$70,114
baseline
▲ 0.50% · 4.625%
HK$73,810
+HK$3,696/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,228/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,878
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$79,269
−HK$2,430/mo
Today · 4.125%
HK$81,699
baseline
▲ 0.50% · 4.625%
HK$86,670
+HK$4,971/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$163,398/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,526
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$87,819
−HK$2,327/mo
Today · 4.125%
HK$90,146
baseline
▲ 0.50% · 4.625%
HK$94,898
+HK$4,752/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$180,292/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,386 · Scale 2, in force from 26 Feb 2026)