LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,711
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,039
−HK$1,350/mo
Today · 4.125%
HK$45,389
baseline
▲ 0.50% · 4.625%
HK$48,151
+HK$2,762/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,778/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,515
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,789
−HK$1,293/mo
Today · 4.125%
HK$50,082
baseline
▲ 0.50% · 4.625%
HK$52,722
+HK$2,640/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,164/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,253
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,847
−HK$1,620/mo
Today · 4.125%
HK$54,467
baseline
▲ 0.50% · 4.625%
HK$57,781
+HK$3,314/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$108,934/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,018
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,547
−HK$1,552/mo
Today · 4.125%
HK$60,099
baseline
▲ 0.50% · 4.625%
HK$63,266
+HK$3,167/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$120,198/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,795
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,655
−HK$1,889/mo
Today · 4.125%
HK$63,544
baseline
▲ 0.50% · 4.625%
HK$67,411
+HK$3,867/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,088/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,521
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,305
−HK$1,810/mo
Today · 4.125%
HK$70,115
baseline
▲ 0.50% · 4.625%
HK$73,811
+HK$3,696/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,230/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,879
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$79,270
−HK$2,430/mo
Today · 4.125%
HK$81,700
baseline
▲ 0.50% · 4.625%
HK$86,671
+HK$4,971/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$163,400/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,398 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,527
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$87,821
−HK$2,327/mo
Today · 4.125%
HK$90,148
baseline
▲ 0.50% · 4.625%
HK$94,900
+HK$4,752/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$180,296/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,398 · Scale 2, in force from 26 Feb 2026)