LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,711
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,040
−HK$1,349/mo
Today · 4.125%
HK$45,389
baseline
▲ 0.50% · 4.625%
HK$48,151
+HK$2,762/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,778/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,516
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,790
−HK$1,293/mo
Today · 4.125%
HK$50,083
baseline
▲ 0.50% · 4.625%
HK$52,723
+HK$2,640/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,166/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,253
−HK$3,214/mo
▼ 0.25% · 3.875%
HK$52,848
−HK$1,619/mo
Today · 4.125%
HK$54,467
baseline
▲ 0.50% · 4.625%
HK$57,782
+HK$3,315/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$108,934/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,019
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$58,548
−HK$1,551/mo
Today · 4.125%
HK$60,099
baseline
▲ 0.50% · 4.625%
HK$63,267
+HK$3,168/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$120,198/mo (50% DSR)
Upfront cash ≈ HK$8.19M (deposit + AVD stamp duty HK$702,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,795
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$61,655
−HK$1,890/mo
Today · 4.125%
HK$63,545
baseline
▲ 0.50% · 4.625%
HK$67,412
+HK$3,867/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,090/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,522
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,306
−HK$1,810/mo
Today · 4.125%
HK$70,116
baseline
▲ 0.50% · 4.625%
HK$73,812
+HK$3,696/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,232/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,880
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$79,271
−HK$2,430/mo
Today · 4.125%
HK$81,701
baseline
▲ 0.50% · 4.625%
HK$86,672
+HK$4,971/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$163,402/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,528
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$87,822
−HK$2,327/mo
Today · 4.125%
HK$90,149
baseline
▲ 0.50% · 4.625%
HK$94,901
+HK$4,752/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$180,298/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,406 · Scale 2, in force from 26 Feb 2026)