LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,718
−HK$2,678/mo
▼ 0.25% · 3.875%
HK$44,046
−HK$1,350/mo
Today · 4.125%
HK$45,396
baseline
▲ 0.50% · 4.625%
HK$48,159
+HK$2,763/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$90,792/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,523
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$48,797
−HK$1,293/mo
Today · 4.125%
HK$50,090
baseline
▲ 0.50% · 4.625%
HK$52,731
+HK$2,641/mo
Deposit HK$9.37M · loan HK$9.37M · min. income ≈ HK$100,180/mo (50% DSR)
Upfront cash ≈ HK$10.07M (deposit + AVD stamp duty HK$702,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,261
−HK$3,215/mo
▼ 0.25% · 3.875%
HK$52,856
−HK$1,620/mo
Today · 4.125%
HK$54,476
baseline
▲ 0.50% · 4.625%
HK$57,790
+HK$3,314/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$108,952/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,028
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$58,557
−HK$1,552/mo
Today · 4.125%
HK$60,109
baseline
▲ 0.50% · 4.625%
HK$63,277
+HK$3,168/mo
Deposit HK$7.49M · loan HK$11.24M · min. income ≈ HK$120,218/mo (50% DSR)
Upfront cash ≈ HK$8.20M (deposit + AVD stamp duty HK$702,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,805
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$61,665
−HK$1,890/mo
Today · 4.125%
HK$63,555
baseline
▲ 0.50% · 4.625%
HK$67,422
+HK$3,867/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$127,110/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,532
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$68,316
−HK$1,811/mo
Today · 4.125%
HK$70,127
baseline
▲ 0.50% · 4.625%
HK$73,823
+HK$3,696/mo
Deposit HK$5.62M · loan HK$13.11M · min. income ≈ HK$140,254/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$702,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,892
−HK$4,822/mo
▼ 0.25% · 3.875%
HK$79,284
−HK$2,430/mo
Today · 4.125%
HK$81,714
baseline
▲ 0.50% · 4.625%
HK$86,686
+HK$4,972/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$163,428/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,541
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$87,835
−HK$2,328/mo
Today · 4.125%
HK$90,163
baseline
▲ 0.50% · 4.625%
HK$94,915
+HK$4,752/mo
Deposit HK$1.87M · loan HK$16.86M · min. income ≈ HK$180,326/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$702,514 · Scale 2, in force from 26 Feb 2026)